This type of insurance covers you if your car is damaged by fire or stolen, and if other people claim against you for injury or damage to their car or property. If you cause an accident that injures someone or damages someone else’s car or property, it also means you’ll be covered for subsequent claims made against you.
Third Party Insurance is a more basic level of cover and can cost less than a comprehensive policy. It suits those who drive relatively inexpensive vehicles, as the cost to replace is likely to be negligible when compared to repair bills. Third party insurance is the minimum level of motor insurance required in the European Union and throughout Ireland.
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