Car Insurance

Find the best car insurance for your needs at the best price

The best quotes from 14 car insurers with just one phone call. That’s it in a nutshell.

We shop the market so you don’t have to

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Because Acorn Insurance is all about choice

At Acorn Insurance we search the leading insurers, then help you compare their costs and benefits to find the best car insurance for your needs, at the best price.
  • It starts with a quick phone call, with a real person, so we can fully understand what type of car insurance you need. Then we put our expertise to work and take care of everything.
  • We’ll help you ask the right questions. Accidental Damage, fire, theft, most suitable excess, breakdown cover, etc… car insurance benefits can be confusing. We’ll explain them.
  • You’re in control, always. At Acorn, we pride ourselves on finding the best car insurance quotes for our customers. We strive to give you choice then it’s over to you.

Choose the car insurance cover that’s right for you

We all drive different cars, to and from different places, that’s why all our car insurance needs are different. Finding the best quote for you is about balancing the cost of cover offered with what you really need.
  • Comprehensive Car Insurance

    Car Insurance
    Comprehensive car insurance cover covers you if your car is accidentally damaged, stolen or damaged by fire. Vandalism, windscreen repair or replacement cover is also available depending on the car insurance policy you choose.
  • Third Party Fire and Theft Insurance

    Car Insurance
    Third Party Insurance is a more basic level of cover and can cost less than a comprehensive policy. It suits those who drive relatively inexpensive vehicles, as the cost to replace is likely to be negligible when compared to repair bills.
  • No Claims Bonus

    Car Insurance
    A no claims bonus, sometimes called a no claims discount, is a reduction in your car insurance premium cost based on the number of consecutive years that you have been previously insured without you claiming or someone making a claim against you.
  • Driving Other Cars

    Car Insurance
    Driving Other Cars is a standard inclusion under many of our underwriters’ car insurance policies and allows the policy holder to drive cars that are not owned by them or hired to them, providing they have permission of the vehicle owner to use the vehicle.
  • Open Driving

    Car Insurance
    Open driving on your car insurance (driving other cars) typically covers any driver aged 25-70 with a full Irish, UK or EU licence while driving your car with your permission.
  • Breakdown Cover

    Car Insurance
    It’s the one thing that always happens when it’s the last thing you need.
  • Car Insurance for Women

    Car Insurance
    If you’re searching for car insurance for women you have come to the right place.
  • Windscreen Cover

    Car Insurance
    Windscreen Cover is typically a standard benefit with comprehensive car insurance cover. It also comes as standard with some insurer third party policies.
  • Electric Car Insurance

    Car Insurance
    It’s about rewarding progressive drivers with insurance to match. Whether you already have an electric car or are thinking about making the switch, talk to us to find the best electric car insurance options for you.
  • Compare Car Insurance

    Car Insurance
    Good value car insurance is about more than the price of your cover. It’s about reliable customer service and getting the cover options you need most. We compare the leading car insurers to find that for you.

FAQs

Take a look at our FAQs about car insurance and learn more about how we can shop the market to help you get the cover that's right for you at the best price.
  • Can I get insured with a UK Licence following Brexit?

    Following the ratification of the UK/EU Withdrawal Agreement on Friday 31 Jan 2020, the UK are no longer a member of the EU. Since 31 December 2020 a UK licence held by residents of Ireland is no longer valid to drive here in Ireland.

  • Do I need a Green Card for driving in Northern Ireland & the UK – Brexit?

    Proof of your insurance e.g. a valid Irish insurance disc will act as proof of insurance when driving an Irish registered vehicle in the UK, including Northern Ireland. A separate Green Card is not required. If you already have a Green Card, check the expiry date and if still in date this will also be accepted as proof of valid insurance.

  • What should I do if I have an accident?
    • Check for injuries, starting with yourself and then other passengers in your car.
    • Don’t move any injured parties unless they are in immediate danger from oncoming vehicles.
    • Call the emergency services, giving as much detail about the car crash as you can such as the location of the car crash, number of people and vehicles involved, and any injuries sustained.
    • Do not admit, deny, negotiate or settle a claim without your insurer’s permission.
    • Take note of the following third-party details: names, addresses and phone numbers. The address of the owner of the vehicle you are driving if it’s not your car. The car insurance company name and the insurance policy number as well as the driver’s licence numbers. Vehicle’s registration numbers car’s year, make, model and colour. Keep a record of the name, address and phone number of any witnesses. Take photos of the position of and damage to each vehicle involved in the collision.
    • Notify the local Gardai immediately.
  • What number do I call if I have been in an accident?

    Please call our customer care team on 1890 800 222 as soon as possible after the accident occurs.

  • What is Breakdown Rescue / Breakdown Assistance Cover?

    Breakdown Rescue Cover typically includes cover for roadside assistance with usually up to one hour’s free labour in the event of a mechanical breakdown, malicious damage, punctures, lost or stolen keys, keys broken or locked in your car, etc. It also covers towing your car to the nearest repairer or getting you home if it can’t be repaired.  Driveway assistance is included in some policies – please refer to your policy documents for full details.

  • What is the Breakdown Assistance number relevant to me?

    You should check your policy documents or insurance disc for the insurance underwriter relevant to you and call the corresponding number. A full list of emergency numbers can be found on our website here.

  • What does D.O.C. mean?

    D.O.C. means “Driving Other Cars”.

  • Am I insured to drive other cars?

    Dependent on the licence type and occupation, driving of other cars extension may apply to your policy, on a third party basis only. Please refer to your policy documents for full details of what’s covered.

  • Am I insured to drive abroad?

    Your car insurance policy will automatically provide you with cover within the EU. Please refer to your policy documents for details of number of days covered under your policy.

  • Who can drive my car under my policy?

    Anyone who is named on your policy can drive your car.

    If Open Driving is on your policy, depending on specific terms, any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence. Some insurers exclude drivers with penalty points. Please check your policy documents for full details.

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