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Home Insurance
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We shop the market so you don’t have to
Customer service. Remember that? At Acorn Insurance, we’ve built our business on it. Our team is based in Galway and we do all the looking around for you.
Because Acorn Insurance is all about choice
At Acorn Insurance we search the leading home insurers, then help you compare their costs and benefits to find the best home insurance for your needs, at the best price.
- We’ll help you ask the right questions. Building insurance at the right level? Accidental damage included? Am I covered to rent a room? We’ll discuss all these things with you up front.
- Ready for whatever happens. Having the right home insurance means you won’t be out of pocket if you need to repair your home or replace your belongings after they’ve been stolen, damaged or destroyed. We’ll help you choose.
- It comes in two parts: buildings insurance (cover against damage to the property itself) and contents insurance (for damaged or stolen items within the home). These can be combined or bought separately. The first step is deciding which option is better for you.
- Easy Payment Options. You can pay your home insurance premium in full or choose to spread the cost over 10 months with our easy payment options. Just ask.
Choose the home insurance cover that’s right for you
No home is the same. Big, small, in the heart of the city or in the peace of the countryside… your home insurance is unique to you. That’s why we search the leading insurers for the best priced quote for you. Let us do the hard work.
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Buildings and Contents Insurance
Home InsuranceBuilding and contents insurance covers the physical house structure and permanent fixtures, including patios, driveways and septic tanks. The type of damage that occurs is covered by what it says in your policy. Damage from pests, frost and leaking gutters is often not included with your Buildings Insurance. -
Contents Insurance
Home InsuranceWe understand that your home, whether you own it or rent it, is where your heart is and protecting what’s inside is important to you and your family. -
First Time Buyers Insurance
Home InsuranceBuying your first home is a big deal and typically your mortgage provider will suggest themselves or an affiliated company as an option for your first time buyers home insurance. Fact is, you can often find better value elsewhere. -
Holiday Home Insurance
Home InsuranceYour holiday home is where you can truly relax and unwind from the day to day, but you can't always be there to keep an eye on it. -
Landlord Insurance
Home InsuranceLandlord insurance covers the risks you face when letting or leasing a property that standard home insurance may not cover. -
Multi Year Fixed Cost Home Insurance
Home InsuranceMultiYear Home Insurance gives you budgeting certainty and security. With this type of policy you can fix the cost of your home insurance cover for up to three years.
FAQs
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Do I need home insurance?
Home insurance gives you peace of mind that should anything happen to your home, the cost of rebuilding it will be covered by your insurance provider. Not only that, banks require you to have home insurance as part of your mortgage agreement. If you’d like to find out more about getting a home insurance policy give us a call on 081 8800 222.
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What do you actually mean by contents?
We define contents as everything you could take with you if you moved house. We recommend you spend some time creating an inventory of your contents in each room (including the garage, the shed and garden).
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How can I work out the right building cover for my home?
To calculate how much you should insure your property for, you’ll need to find out the rebuilding costs. You can do this by looking at the survey or valuation report that was undertaken when you got your mortgage. Do bear in mind that the market value of a home has little relation to the costs of actually rebuilding a property. We recommend that you visit the Society of Chartered Surveyors Ireland website to work out the rebuilding cost of your property.
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What happens when I take my personal possessions away from home – will they be covered?
They won’t be covered, unless you take out extra cover as part of your home insurance policy. Valuable personal possessions include jewellery, watches and cameras.
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Does my home insurance cover the family computer?
Yes, provided that the computer is only for personal use. In order to ensure your computer outside the home you’ll have to take out additional cover.
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Does my home insurance cover my shed and garage?
Yes, however, there may be some conditions or limits which apply.
Items which are stored outside, such as a lawnmower are typically covered, but check your home insurance policy for more information on limits.
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I’m a landlord – can I insure my house even though I don’t live there?
Yes, you can. Landlords can get a quote for rental properties online or call Acorn Insurance on 081 8800 222 for a quote.
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How can I find out which locks are on my door?
Open your door and have a look at the metal plate near the edge. If you look closely you should be able to see the lock type and name engraved on it.
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I’ve been offered home insurance by my bank – do I have to take it out with them?
No you don’t. As a consumer you have complete freedom to shop around for the best value and cheapest home insurance quote. The key thing to remember is that your buildings must be insured to the amount stated by your bank or building society when they valued the property, but you are NOT obliged to take out a policy with them.
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Setting Up or Accessing My Acorn Account
In order to create an account/access the MY ACORN INSURANCE portal you will require your policy number, phone number and email address which must match what Acorn Insurance has on file for you. If you have issues with creating/accessing your account please contact our customer care team.
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