What are specified and unspecified all-risks extensions?

Specified all-risks insurance covers items outside of the home. It is subject to geographical limits and you’ll need to provide valuations where the value of your items is greater than the pre-agreed amount.

Unspecified all-risks cover insures unspecified items outside of the home which are typically valued less than €1,000. For instance you could insure a sum of €2,000 to cover numerous items, although none of the items will be valued at more than €1,000.